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Chapter 7 & Chapter 13

Florida Personal Bankruptcy Attorneys

Bankruptcy may be a good alternative for those individuals who are behind on their bills. If you are experiencing financial hardship, it is important to take steps to improve the situation as soon as possible. To find out if filing for Chapter 7 or Chapter 13 bankruptcy is right for you, please contact our law office to schedule a free initial consultation.

Whether you qualify for bankruptcy under either Chapter 7 or Chapter 13 will largely depend on your current financial landscape. Our first step is to meet with our clients and find out exactly where they are at and what type of bankruptcy might be right for their situation.

Chapter 7

Chapter 7 or "liquidation" is usually the fastest and most cost-effective method for debt elimination. Long term, it allows for most types of unsecured debts to be wiped out. Short term, it immediately stops creditor harassment and stays foreclosure proceedings. Chapter 7 is often a good option for people who have extensive personal debts from credit card bills, mortgage payments, or medical bills.

Chapter 13

Chapter 13 bankruptcy is essentially a "reorganization" of your debts accomplished through a repayment of some of your debt. Chapter 13 may be appropriate for people who have a steady income but have fallen behind. You may be able to conserve your assets such as a house or car and be put on a repayment plan lasting three to five years. A plan that is in line with your current ability to pay. Chapter 13 will help you keep your house and stop foreclosure.

Contact Us

Located in Cocoa, Florida, Speicher & Speicher, PA offers legal services in the areas of bankruptcy, divorce and paternity, and estate planning. Please contact Speicher & Speicher, PA at 321-637-9937 for more information or to schedule an initial consultation.

We are a debt relief agency. We help people file for bankruptcy under the Bankruptcy Code.

Practice Areas

Office Location

Speicher & Speicher, PA
653 Brevard Ave.
Cocoa, FL 32922
Phone: 321-637-9937
Fax: 321-632-2426
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Meet Our Attorneys

Experienced Brevard County Attorneys

Speicher & Speicher, PA, is a small law office located in Cocoa, Florida. The law office offers experienced representation to clients seeking guidance with divorce and paternity issues, filing for bankruptcy under Chapter 7 and Chapter 13, and creating an estate plan. Lawyer Jacob H. Speicher has been practicing since 1971 and offers clients a high degree of personal service through the small law firm environment. The law office serves clients {READ MORE}

Hank Speicher Managing Partner Jay Speicher Partner

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